He currently enjoys the freedom of full time investing and coaching clients to realise their dreams and achieve financial independence through property. Prior to this, Matt held middle and senior management roles within the Five Star Hospitality industry for 9 years. Previous to this he worked as a personal lending manager for the Commonwealth Bank. His commitment to client service, best outcomes and attention to detailed needs, ensures Matt empowers clients to make informed investment decisions. 

Matt’s drive and interest in property led him to working for listed property group Stockland in their hotel division, which enabled him to develop personable consultative skills and integrity of the highest level. This experience allowed Matt to work with property investors and developers to gain knowledge from all perspectives.  He has established and holds long term relationships with people from all walks of life and circumstances and believes everyone has the right to achieve their dreams no matter how big or small.  It’s where you finish that counts.

Matt’s passion and dedication to helping each client achieve their individual goals ensures they obtain predictable long term results that deliver their financial freedom. In working side by side with clients to establish their goals, develop a plan and appropriate strategies, Matt empowers clients to identify what is holding them back and removing obstacles to take action which moves them toward their goals. 

During Matt’s banking career he had the opportunity to commence property investment in his early 20’s.  Thinking what better circumstances to have a go and borrow some money when working for a bank and accessing 3.5% interest rates on staff loans.  Retail rates at that time were 16.0%.  But like most people he took the advice and opinion of friends and family, not people with real world experience who’d been successful in property.  The negative influencers said property and investing was risky, too much hard work with tenants and maintenance, hidden costs and so on.  So instead he bought the flashiest sportiest car he could find with his cheap interest rate loan.  What an alternative he thought. Yeah this is more attractive than an old house.  But 4 months later he crashed that car at a party and wrote it off completely.  But it only had third party insurance.  All of a sudden he had a loan on a car that he still had to repay for the next 4 years, but no car.  This was life lesson number one and two within a short period of time. 

Some years later Matt had taken full advantage of easy access to credit via personal loans and credit cards. Thinking if it’s not good to invest in property, might as well buy everything else I can get hold of and enjoy a good life.  Then he had a chance meeting with Phil, a wealthy developer who was also a guest at a hotel venue Matt was running at the time. Matt was earning high income at the time, but due to the job demands he was working 80+ hours per week and spending everything he earned. He had literally nothing to show for his hard work. 

Phil who kept a pretty low profile and did not exhibit his wealthy status, listened to Matt complaining about this situation but soon realised he wasn’t really doing anything about changing his circumstances. Mainly because he didn’t know where to start and was still taking advice from people that weren’t doing that much better than he was or were worse off. 

So Phil sat down with Matt for an hour or so and explained the benefits of property, the various strategies that could be utilised depending on the circumstances, risks and rewards involved plus what Matt would have to do if he wanted to make a change.  Which were mainly decide what exactly it is that you want, go about self-education and developing knowledge, talk with people that have already achieved sustained success in property. Then put a plan in place that focused on the outcomes you really want. 

Phil showed how to work the numbers on property deals no matter what the strategy.  By falling in love with the numbers first and then the property, investors take out the buyer emotion and outside influence of sales agents to make an informed decision that’s right for them. 

One of the other keys to making a success of property investing was to invest money and time into education courses, books and mentoring programs to gain further knowledge and help implement this by taking massive action.  Matt lives by the mantra stated by Jim Rohn – Self Help guru – “Your level of income or wealth will never exceed your level of personal development”. 

As result of this commitment to building a knowledge base and using the right team around him, Matt has personally invested in over 25 property transactions using a number of strategies which has afforded a lifestyle away from the corporate grind.  Including Off the Plan, House and Land, manufactured growth strategies using renovations, sub-divisions, options.  His approach has been to develop a portfolio of balanced property that he holds so capital growth and cash flow orientated deals control the holding costs whilst providing the best overall long term returns.  Current portfolio of houses and units is valued at $6.25m. 

Some of Matt’s properties are in one of his preferred areas of beachside St Kilda West and Elwood which are two bedroom apartments.  Through the Buy Renovate and Hold method these properties were purchased in 2006 and 2007 with 120 day settlement periods. This allowed for vital preparations of quotes, trades, fit-out assessment in readiness for smart cosmetic makeovers with the tenant in mind. Catering to the local demographic demands for rental properties rather than personal tastes ensured not only did Matt achieve maximised return on the new valuations, but increased the rental returns on properties that were otherwise in original 1970’s condition.  These properties are now valued $150-$190,000 above the original purchase price.  Ask Matt how he is helping clients accelerate their wealth through renovations and sub-divisions as a combination. 

Matt gets a great buzz out of helping people achieve their dreams through property investment. Whether it’s their first deal or their 20^th deal, it’s the sense of making a difference to people through the passion of property investment. 

 To Make an appointment with Matt